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Alberta Deposit Interest Checklist (2026)

An Alberta deposit interest checklist: the 0% rate for 2026, the 2024 and 2025 rates still owed, annual or compounded payment, and the calculation method.

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The first 5 of 11 steps

  1. 2026: 0%.No interest builds up on any day in 2026.
  2. 2025: 0.5% and 2024: 1.6%.Days held in those years still earned interest.
  3. Check the new rate each January.It is ATB's cashable one-year GIC rate on November 1, minus 3 points.
  4. Pay interest every year by default.
  5. Compounding needs a written agreement.Then it is paid at the end of the tenancy.

+6 more items in the full checklist

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