Finances & BudgetingPre-Construction Condo as a Rental in Ontario: The Two Closings, the HST Trap, and the Unit You Don't Own Yet
A pre-construction condo is the only rental you'll pay for years before you own — through staged deposits, an interim-occupancy period of "phantom rent" that builds no equity, and a final closing where investors discover the advertised price assumed someone else's rebate. This guide maps the whole timeline for Ontario
17 min read