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The Ontario City Scorecard: 20 Checks Before You Buy a Rental in Any Market
Run any Ontario city through the same underwriting discipline the pros use — vacancy, rents, yields, taxes, and the rules layer most scorecards skip — before a dollar moves.
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All 5 steps
- Pick the strategy before the city — cash flow, stability, or appreciation decide the shortlist, not headlines
- Pull CMHC vacancy and rents with the survey vintage named (Oct 2025, published Dec 2025)
- Check the submarket tables, not the city average — quartile and zone data is where returns hide
- Score the rules layer: controlled-vs-exempt mix, licensing, vacant-home taxes, and the correct 2.1% guideline
- Underwrite at today's rents with a realistic vacancy allowance — never at hoped-for growth
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