The Coverage-Audit Kit: Landlord Insurance in Ontario — Six Categories, Four Gaps, and the Clauses That Decide Every Claim

A homeowner policy does not cover a rental — and even the right policy is sold on the covers and lost on the clauses. This free kit walks Ontario landlords through a full coverage audit: the six categories on your declarations page, the honest price range, the vacancy protocol that saves the #1 denied claim, the tenant-damage intent line, the tenant-insurance lease clause, and the disclosure rules that keep coverage real. Two printable pages to audit your policy before an adjuster does.

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