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The Ontario Tenant Insurance Checklist: 18 Steps to Get Covered and Stay Protected
Know exactly what your lease can legally require, get properly insured for about $25/month, and learn the 7-day move that protects your tenancy if you ever slip. Free tenant-first PDF.
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What's Inside
All 5 steps
- Read Section 11 of your Standard Lease before signing — that's where an insurance requirement lives
- Know the legal line: liability coverage can be required, contents insurance never can
- Compare 3+ quotes — Ontario averages ~$302/year, and shoppers save $100+ on average
- Never let the policy lapse: a mid-tenancy cancellation is what costs tenants at the LTB
- Served an N5 over insurance? Buy a policy and deliver proof within 7 days to void it
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