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The Red-Flag Pre-Purchase Checklist: Pressure-Test Any Ontario Rental Before You Buy

The five-test pressure check that runs the honest cash-flow, checks absorption, pulls the real insurance quote and flood score, prices the demand risk, and confirms your exit — so you walk from the deals that sink and buy the ones that pass.

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All 5 steps

  1. Run the honest cash-flow — rent minus every real cost, not just the mortgage
  2. Check months-of-inventory and absorption before buying into new supply
  3. Pull the actual insurance quote and flood score for the specific address
  4. Price the single-industry and demand-headwind risks into your assumptions
  5. Fail two or more of the five tests, and walk — whatever the city

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