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The Tenant Credit Check Run Sheet
One credit check, run properly, in five moves — confirm the signed consent, choose the route (bureau-direct, a landlord platform at typically $10–$50 per report, or the applicant's own recent bureau report), run it with no SIN ever, read it under the four lawful rules (patterns over scores, the together rule, the thin-file accommodation, the financial-conduct boundary), and write the four-line decision note. Includes the applicant-facing soft-inquiry line that removes the era's most common objection, the no-application-fee rule, and the retention reminder that applies to credit reports with extra force.
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What's Inside
All 5 steps
- The five moves: consent, route, run, read, note
- Routes and real costs: bureau-direct, platforms at $10–$50 typical, or the applicant's own report
- No SIN, ever — and the soft-inquiry line to print for applicants
- The four reading rules: patterns, the together rule, thin files, the boundary
- The no-fee rule and the retention promise, both kept
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