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Showing guides matching “insurance”, newest first.
Rights & LegalMost fire and flood damage in a BC rental does not end the tenancy. Here is who repairs, what happens to rent while the work is done, whose insurance covers what, and when to go to the Residential Tenancy Branch.
Maintenance & RepairsOntario's Pesticides Act requires an exterminator licence to treat and an operator licence to run a pest control business. What each means, the insurance operators carry, and why a landlord cannot use the Class D exemption in a tenant's unit.
Maintenance & RepairsAfter a water leak in an Ontario rental, who pays depends on the cause, whose property was damaged and what insurance each side carries. Here is how the Residential Tenancies Act divides it.
Safety & Scam PreventionSmoke and CO alarm duties under Ontario's Fire Code, and what happens after a fire: repairs, frustration, rent, moving back, entry, tenant-caused damage and insurance.
Market TrendsMost people size up a rental by its mortgage. But the mortgage is the smallest surprise in the deal. What actually decides whether a rental cash-flows is the carrying-cost stack underneath it — property tax that swings from about 0.77% in Toronto to roughly 1.37% in London, insurance that runs $1,500 to $2,500 a year a
Finances & BudgetingA homeowner policy does not cover a rental — most Ontario landlords learn that one the expensive way. This guide covers what standard landlord insurance actually includes (structure, liability, lost rental income), what the common endorsements add (sewer backup, overland flood, legal expenses), what a typical policy co
Rights & LegalAt the Landlord and Tenant Board, paralegals and lawyers hold the same regulator, the same insurance, and the same right to appear — so the hiring decision isn't about prestige. It's about scope (only lawyers appear at Divisional Court), specialization (LTB-focused paralegals live in that tribunal), and fee structure (
Rights & LegalTenant insurance isn't required by Ontario law — but your lease can require liability coverage, and skipping it can put your tenancy at risk. Here's what landlords can and can't demand under the standard lease, what coverage actually protects you, and how to get insured for less than a dollar a day.
Lease & AgreementsCan your Ontario landlord make you get tenant insurance? There's no law that requires it — but a landlord can make it a condition of your lease, and once it's in a signed lease, it's enforceable. Here's what tenant insurance actually covers (your stuff and your liability, not the building), what a landlord can and can'