How to Verify an Applicant Is Real
A name is not an identity. Every rental application arrives with one attached, and almost none of them get checked — which is why fake pay stubs, borrowed credit files, and applicants who are not who the form says they are keep reaching the lease-signing table. This guide is the verification layer: what an Ontario landlord may lawfully confirm about an applicant, the checks that catch a fabricated identity in minutes, the documents that are easiest to forge and how to spot them, and the line between verifying someone and investigating them. Privacy-respecting methods only, and every step audited against the Human Rights Code.
